By Jason Lambert CFF and Dustin Martin CFF Currently, NWFTS does not believe the current rally we’ve seen in the markets will hold.  Testing a new low is a strong possibility.  Unemployment is at the highest levels we have seen in a generation and rising daily.  A large portion of the U.S. is sheltering in…

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By Jason Lambert The market was down about 15% this last week. Last week we saw jaw dropping volatility with swings that we haven’t seen since 1987. In addition, this week we saw the largest gain since 1933. We are talking in historical terms about the market. We have also seen record lows in interest…

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For the past 10 years, we watched as stocks consistently moved higher.  Much like the go-go 1990’s, 401k accounts got a huge boost from stocks:  the more risk you took, the higher your returns. Investors were taught that market fluctuations don’t matter:  “buy and hold, invest for the long term”.  Vanguard’s CEO, Tim Buckley issued…

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Negative events often cause the market to take an emotional over-reaction. These situations are usually short lived, and a quick recovery soon follows. Those who react out of panic get left behind and usually miss out on the rebound. The current Coronavirus situation is packed with fear, panic and over-reaction. But there are actually genuine…

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Coronavirus and your investments

What are you doing to protect your portfolio from the coronavirus? Stocks have been reeling lately due to the fears of a widespread pandemic from the Coronavirus or COVID-19. Volatility has increased in the Stock Market because of fears that the virus has spread wider than what was initially reported. The problem at heart here…

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The Secure Act: Let’s take a moment and update everyone on the SECURE Act and the recent changes to our retirement system it introduced. On December 20, 2019, President Trump signed a spending package into law, part of which included the SECURE Act (Setting Every Community Up for Retirement Enhancement). This is one of the…

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When saving for retirement, you’re probably aware of the benefits of using tax-preferred accounts such as 401(k)s and IRAs. But you may not be aware of another type of tax-preferred account that may prove very useful, not only during your working years but also in retirement: the health savings account (HSA). Northwest Financial & Tax…

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