Insights/ Articles

"Education is the foundation of better financial decisions" - Jeff Dixson

What are you really making?

By Jeff Dixson | July 1, 2016

One of the most significant numbers in determining your portfolio’s success is its “rate of return”. What we find in our practice is that most people don’t know it, or they’re calculating it incorrectly. Your rate of return usually indicates the return your investments have generated on an annual basis. Typically an investor who is…

Dare to Dream About Your Retirement Lifestyle

By Jeff Dixson | April 28, 2016

As a financial planning firm we often speak about numbers. The world of retirement planning involves a lot of numbers, from interest rates, to return rates, to market performance to Social Security Benefit amounts. Certainly having the correct withdrawal rates, tax strategy and Social Security plan are important but so is your plan for your…

Retirement Rules of Thumb to Question

By Jeff Dixson | April 15, 2016

In financial and retirement planning, there are a lot of rules of thumb. It’s often difficult to decipher which are good and which are bad. Don’t fall victim to bad advice. Know which ones to follow and which ones to throw out the window. 1.Have three to six months of savings in an emergency fund…

Retirement Rules of Thumb We Like

By Jeff Dixson | April 1, 2016

Rules of thumb in life are useful. For example, don’t eat after 8pm, eat slowly for better digestion, write down your ideas before you forget them, don’t be afraid to admit you don’t understand something, start small, think big, buy low, sell high and keep good financial records. In the financial and retirement planning world,…

Taxes and Their Role in Retirement Planning

By Jeff Dixson | March 18, 2016

  No matter where you fall on the political spectrum, we all appreciate at least some things our state and federal government provide from the money we pay through various taxes. Most of us like highways, fire departments, border safety, the military, and funding for schools. Retirement planning is a simple numbers game. It’s a…

How Do you Decide Who’s The Right “Retirement Coach” For you?

By Jeff Dixson | March 2, 2016

Believe it or not, financial advisors are not all the same. In the past, when someone said they were a financial advisor, people trusted them and figured they all offered the same thing. Many people have made the decision to work with an advisor they like and trust. While those are essential, the truth is,…

Interest Rates- The Most Dry, Yet Important Subject Affecting Retirees Today

By Jeff Dixson | February 19, 2016

How Will Changes in the Interest Rate Environment Affect Your Plan For Retirement? Interest rates, while a dry subject to most, are a critical subject to understand for retirees and pre-retirees. Many investments are affected by the changing interest rate environment which is strongly influenced by the actions of the Federal Reserve. The Federal Reserve raised the Federal Funds rate by…

Should You Be a “Retirement Do-it-Yourselfer”?

By Jeff Dixson | January 22, 2016

We find in this world there are two kinds of people. First, you have the “do-it-yourselfers”. These are the people who research, read and try to do most things on their own. They’re more likely to tackle their own home improvement projects, scour Pinterest for crafty ideas or get under the hood of their car…

What to know about Social Security- The most important things to understand before filing for Social Security benefits

By Jeff Dixson | August 10, 2015

One of the most common subjects that pre-retirees and retirees have questions about is Social Security. Most people understand they’re entitled to some sort of a benefit and they might also have an idea of what that benefit would be. However, as most of us suspect, there’s more to the Social Security program than the…