Insights/ Articles

"Education is the foundation of better financial decisions" - Jeff Dixson

Do You Have a Plan For Your Last 8,000 Days?

By Jeff Dixson | July 6, 2017

We are living longer and spending a longer period of time in retirement than ever before. As medical science has advanced, our year-round access to organic produce has increased and our lives have gotten less physical with technology, people continue to live longer and longer. This increased lifespan has had a profound effect on how…

Unexpected Layoff – Blessing in Disguise?

By Jeff Dixson | June 28, 2017

People make plans for retirement- “I’m going to work until 65 and call it quits, enjoy my life, golf more, spend time with the grandkids, travel the country or the world!” However, if an unexpected layoff happens, life can be thrown up in the air. Whether you’re in your 40’s, 50’s or even 60’s, an…

Do you have an investment policy statement?

By Jeff Dixson | June 14, 2017

That question isn’t considered by most investors, but it should be. An investment policy statement is a formal written policy that indicates how you want your money managed and why it’s being managed in that way. Typically it’s interchangeable with the term “financial plan”, however it differs in one significant way; a financial plan typically…

Why Retirement Planning is Like Mapquest

By Jeff Dixson | June 7, 2017

When you go onto Google or Mapquest to get directions it typically asks you two things: 1) Starting location 2) Ending destination Often in the financial industry prospective clients sit down with an advisor who quickly begins proposing “roads to take” without fully nailing down and understanding their starting point and ending destination. These “roads…

Don’t Go to the Grocery Store without a List

By Jeff Dixson | May 31, 2017

Picture this- Imagine you have never cooked a meal before and you are sent to the grocery store to buy ingredients for an elaborate meal you’re going to cook. Unfortunately you only have a vague idea of what you’re trying to cook. On all of the shelves there aren’t any prices, or if there are,…

Most People Don’t Know All the Fees They’re Paying

By Jeff Dixson | May 23, 2017

Fees can erode your retirement nest egg over the years. The problem is most people don’t know how to identify what fees they’re paying or decide whether or not those fees are justified. Right up front, someone might be hit with a 6% sales load paid to the advisor, then on top of that, they…

The Best Way to Make Money is to Not Lose it in the First Place

By Jeff Dixson | May 16, 2017

When most people first hear this old adage, they shrug it off. It seems like something so simple that you shouldn’t have to be told. Most people think, “of course I don’t want to lose my money, that’s contrary to the idea of making money!” But it’s not until you look at the numbers, that…

If You Wouldn’t Buy It, Why Do You Own It?

By Jeff Dixson | May 11, 2017

When I sit down with a prospective client, a key question I ask them is: if you own an investment right now, and you were looking at that investment as though you had to decide whether or not you would buy it today, would you have a compelling reason to? If you don’t have a…

Do You Know the Answer to These Questions?

By Jeff Dixson | July 15, 2016

6 Questions Every Investor Should Know the Answers To When we meet with individuals every week in our office we ask them 6 simple questions that every investor should know the answers to. 1. Why do you have each investment you currently own? 2. How do they work? 3. Do you know what you’re invested…